NAIF is a Commonwealth Government agency established to facilitate economic growth by lending to infrastructure projects and businesses in northern Australia and helping to catalyse private sector investment.

NAIF’s record to date includes partnering with projects in a broad range of key industry sectors in the Northern Australia economy, including resources, energy, transport, agriculture and aquaculture, education, tourism and social infrastructure.

Of particular importance to NAIF is ensuring each project we support delivers significant public benefit, Indigenous engagement and economic growth.

You can find out more here.

NAIF can fund projects in parts of Queensland and Western Australia above the Tropic of Capricorn, as well as the whole of the Northern Territory.  We can also fund projects in the areas of Gladstone, Carnarvon, Exmouth, Meekatharra and Wiluna.

Projects outside these boundaries may be eligible if they produce significant benefits to Northern Australia.

More details, including a map, can be found here.

We can finance projects and businesses across a range of sectors including mining and resources, agriculture and aquaculture, transport (including airports, ports, rail and logistics), energy, water, education, tourism, social infrastructure, healthcare, telecommunications and manufacturing.

NAIF places particular importance on each project delivering significant public benefit, Indigenous engagement and economic growth.

You can read more about our projects here

We work with project proponents to offer a range of flexible debt financing products on commercial terms.

These range from lending up to 100% of the debt requirements for a project or business, tailored repayments, longer tenor, interest capitalisation arrangements or, where appropriate, lower interest rates than from commercial lenders.

Operating in northern Australia, we take into account the unique circumstances of the region. Our commercially focused investment teams work closely with proponents to structure loan deals in the most appropriate way.

Being a Government agency, we also ensure careful stewardship of public funds. Central to this is ensuring that proponents demonstrate an ability to repay loans.

Please note that NAIF cannot provide equity, grants or funding for feasibility studies.

NAIF does not provide grants. NAIF’s financing is in the form of commercial loans.